The short answer is any small business that is making money and wants to reward its key executives.

Although some industries come readily to mind, such as attorneys or engineering firms, don’t discount any business until you talk to us. In addition to multi-life cases with simplified underwriting, we look at plans that will accept smaller businesses with fewer employees that are willing to go through full underwriting.


Only 8,000 businesses currently offer an LTCi benefit to their employees, according to the AALTCI. That leaves another 5.8 million small- to medium-sized businesses in the United States that do not yet offer this benefit. (, November 2010)


We can help look at the demographics of the case and see which plan offers the best fit.