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Great American Annuities Now Available Through Target Insurance Services

Posted by acampbell on Dec 12, 2017 in Annuity Immediate
We are pleased to announce the addition of Great American Life Insurance Company's annuity products to our portfolio.  With an A rating from AM Best and more than 150 years' experience, Great American offers an additional choice when considering which product is best for your client.   In...

Genworth announces their suspension of All Traditional Life Insurance and Fixed Annuity Sales effective March 7, 2016.

Posted by acampbell on Feb 5, 2016 in Annuity Immediate
Stand-alone LTCi sales are not impacted.   In our predictably fluctuating financial market economy we occasionally see changes within the insurance industry which catch us all off guard. We are processing the information from Genworth and waiting on analysis which will provide us with additional...

Immediate Annuity Sales Ideas

Posted by Annuity Team on Jul 10, 2015 in Annuity Immediate
Immediate Annuities are not bought for their rate of return.  They are bought for their GURANTEED PAYOUT! Learn how to talk about an immediate annuity. SPIAs Help Make a Charitable Gift Annuity Work Even Better - Help SPIAs work better for both the charity and your client. It’s Better to Give and Receive...

Annuity Training

Posted by Annuity Team on Apr 20, 2015 in Annuity Immediate
Prior to an application, all companies require the completion of specific product training. This article details NAIC and carrier mandated CE and product training requirements. Annuity Training Requirements Prior to submitting an application, all companies require the completion of CE and specific...

Structured Settlements

Posted by Annuity Team on Apr 17, 2015 in Annuity Immediate
Provide Structured Settlement Sales Opportunities Congress created Structured Settlements as a way to provide claimants with settlement payments through a structured settlement annuity which is issued by an insurance company. Because there are very specific tax rules govern Structured Settlements there...

Medicaid Compliant Annuities

Posted by Annuity Team on Apr 17, 2015 in Annuity Immediate
There are very few annuities willing to accommodate the Medicaid rules. Talk to us about your options. American General Compliance Update - October 2009 Example of a company saying they will not accept Medicaid annuities. • View Article Genworth Financial Bulletin - June 2012 Genworth accepts...

Medically Underwritten Annuities

Posted by Annuity Team on Apr 17, 2015 in Annuity Immediate
You may have clients that have been turned down for life insurance or long-term insurance because of a medical condition. If they have need for guaranteed income, age rating with single premium immediate annuities can help you. United of Omaha Flyer: How Does an Age Rated Immediate Annuity Work? •...

Using An Annuity to Fund LTC Insurance

Posted by Annuity Team on Apr 17, 2015 in Annuity Immediate
Discover a tax free way to pay for long term care insurance using non-qualified annuities. Use the "How To" guide to learn the basics of using the Pension Protection Act of 2006 to make this happen. Then use the __[quick explanation of other two pdfs]. Genworth Brochure: How To Guide - Exchanges...

What are Qualified Annuities?

Posted by Annuity Team on Apr 17, 2015 in Annuity Immediate
Use the links below to refresh your understanding of qualified annuities and how they work: Voya/ING Brochure: 72T Information • View Brochure Flyer: What is an RMD and How Do RMD’s Work? • View Flyer Flyer: Traditional Annuities vs Roth • View Flyer Flyer: What is a 401k? •...

Annuities 101

Posted by Annuity Team on Apr 14, 2015 in Annuity Immediate
An annuity is a contact between a person and an insurance company. The client gives the company a sum of money, and in return is promised a monthly payout, generally for the rest of their life. There are many cases where annuities make sense for retirees or folks planning to retire soon. Other Resources Use...

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